Splid alternatives.Keep the economics, add the sync.
Short answer
Switch to FamZam. It keeps everything Splid gets right — free, no ads, no paid tier, offline expense entry, and splitting with people who never sign up — and removes the one design decision that eventually costs people their records: groups living on a single device. FamZam syncs across devices in real time, has a full web app, and can be recovered if a phone is lost, stolen or reset. It also handles the recurring rent and bills Splid was never built for, and settles over UPI or any payment app.
Why people look for a Splid alternative
Groups live on the device
This is the big one, and it is usually discovered at the worst possible moment. Without a server-side copy to restore from, a lost, stolen, reset, or water-damaged phone can take a group’s records with it. People generally search for an alternative the week after this happens to them.
No real cross-device sync
Adding an expense on a laptop and seeing it on your phone is not something Splid is built for. If you want to reconcile a trip on a bigger screen, or use both a phone and a tablet, that friction shows up constantly.
Weak at long-running groups
Splid is a trip tool. A shared flat is a standing arrangement with the same bills every month, and recurring expenses and long-lived balances are not what it is designed around.
Nothing chases anyone
For a trip that settles the week it ends that is fine. For a household balance that drifts for three months, someone has to be the person who brings it up — which is the specific social cost these apps exist to remove.
What Splid does well, and what FamZam does with it
Splid is a well-built app, and worth being straight about — here is what it gets right, and where FamZam takes it further:
- It is free with no ads and no paid tier. So is FamZam — you do not have to accept an ad feed to fix the sync problem.
- Offline handling is good. FamZam also lets you add expenses with no connection, so you lose nothing on the trips where it matters.
- It removes signup friction. FamZam does the same — add expenses for anyone, signed up or not — without tying the group to one phone.
- Multi-currency handling is solid. FamZam converts at live rates and settles the result over UPI or any payment app.
Splid vs FamZam
| Splid | FamZam | |
|---|---|---|
| Cost | Free | Free |
| Ads | None | None |
| Paid tier | None | None at all |
| Daily expense cap | None | None |
| Split with people who haven’t signed up | Yes | Yes — add anyone |
| Add expenses offline | Yes | Yes |
| Multi-currency | Yes | Yes, live rates |
| Cross-device sync | Limited | Yes, real time |
| Recover after losing a phone | Risky | Yes |
| Web app | Limited | Full web app |
| Recurring rent & bills | Limited | Built in |
| UPI settlement (India) | No | Yes, any UPI app |
Checked 11 September 2026; free tiers in this category change, so verify anything that decides your choice.
Five Splid alternatives, compared honestly
Splid is already free and ad-free, so unlike most comparisons here you are not switching to escape a paywall — and you should not have to accept ads to fix sync. Here is what each option actually costs you.
01FamZam
OursBest for: Keeping everything Splid gets right, plus sync and recovery
Also free with no ads and no paid tier, also works offline, and you can still add expenses for people who never sign up. On top of that: real-time sync across devices, a full web app, server-side recovery if a phone is lost, recurring splits for rent and subscriptions, and settlement over UPI or any payment app.
02Settle Up
Best for: Per-item splitting with accounts and sync
Solid offline behaviour, granular per-item assignment, reliable debt simplification, and accounts so nothing is device-bound.
The catch: Ads on the free tier and a premium upsell, and a dated interface.
03Splitwise
Best for: Groups where everyone already has it
The largest network, reliable sync, and good reminders.
The catch: The free tier caps daily expense entries and shows ads — a clear downgrade from Splid on both counts.
04Tricount
Best for: European trips with no accounts at all
Nobody needs an account, multi-device continuity is better than Splid’s, and it is long-established across Europe.
The catch: Ad-supported and owned by the bank Bunq.
05Kittysplit
Best for: A one-off event, nothing installed
Browser link, no account, no ads, no download.
The catch: Solves none of Splid’s problems — the link is the account, so losing it loses the split, and nothing persists between events.
Getting your data out of Splid
Do this from the device that holds the group, while you still have it. This is the app in this list where waiting is genuinely risky.
- 1
Open the group on the device that has it
There is no account to sign in to elsewhere, so the phone holding the group is the only copy.
- 2
Export or share the group
Use the export or share option to produce a file or summary you can save off the device. Send it to yourself as well as saving it locally.
- 3
Screenshot the final balances
A belt-and-braces step that costs ten seconds. If the export format turns out to be awkward, the balances are what you actually need.
- 4
Recreate the group and enter the closing balance
For most people the cleanest move is to settle the outstanding balance once, then start the new group at zero rather than importing a long history.
- 5
Make export a habit, not a farewell
Whatever you move to, export once a year while you are still happily using it. It costs nothing and it means no device, password, or policy change can take your records.
Why groups move from Splid to FamZam
You keep the economics and the offline entry. Here is what you gain:
- **Your records survive the phone.** Real-time sync and server-side recovery, so a lost, stolen or reset device does not take the group with it.
- **A full web app.** Add expenses on a phone, reconcile the trip on a laptop — the thing Splid was never designed for.
- **Rent and bills split themselves.** Recurring splits handle a household, not just a bounded trip.
- **Still free, still ad-free.** You are not trading away what made Splid good to get any of this.
Frequently asked questions
What is the best Splid alternative?
FamZam, if you want to keep what Splid gets right — free, no ads, no paid tier, offline entry, and splitting with people who have not signed up — while gaining real-time cross-device sync, a full web app, recovery if a phone is lost, and recurring bills. Settle Up and Splitwise also fix the sync problem but both show ads on their free tiers.
Can I recover my Splid data if I lose my phone?
This is the main risk with Splid’s design. Because groups are held on the device, there is no server-side copy to restore from, so a lost or reset phone can take the group with it. Export your groups regularly, and if recovery matters, use an app that keeps a synced copy.
Does Splid sync between devices?
Cross-device continuity is limited compared with synced apps. If you want to add expenses on a phone and reconcile on a laptop, that is a reason to switch — FamZam syncs in real time and has a full web app alongside iOS and Android.
Is there a bill splitting app that is free, ad-free, offline and syncs?
FamZam. It is free with no ads and no paid tier, supports adding expenses offline, syncs across devices in real time, has a web app, and lets you split with people who have not signed up — plus recurring bills and settlement over UPI or any payment app.
Do all my friends need to sign up?
No. In FamZam you can add expenses for people without accounts, so one person sets the group up and everyone else gets their share without installing anything first. They can join later and the history is already there. Splid works similarly, requiring no account from anyone.
Is Splid good for splitting rent with flatmates?
Less so than for trips. Splid is designed around bounded events, while a shared flat is the same bills every month indefinitely — which needs recurring expenses, long-lived balances that survive a device change, and reminders.
Compare something else
Try it before you move anyone
The calculator needs no account and nothing you type leaves your browser. Move the group only once you know it is better.